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Senior Relationship Manager
Senior Relationship Manager
European Merchant Bank, UAB
Senior Relationship Manager

Senior Relationship ManagerEuropean Merchant Bank, UAB

Requirements for candidates

We are looking for Senior Relationship Manager to work in Vilnius office who will be manager of frontline relationships with the customers. Senior RM also provides analytical support to the sales team and to the customers, building the relationship throughout the existing and new customers.

Responsibilities:

  • Manage and develop frontline relationships with the customers and serve as central point of contact to major bank clients, assisting with analysis and advising on best practices for competitive benchmarking, client targeting and performance evaluation.
  • Participate in information systems implementation related to the credit risk products, monitoring major and critical credit projects.
  • Identify issues and potential concerns in the relationship and work to rectify these (with sales, client relations, development, IT, and other products).
  • Forward upselling and cross-selling opportunities to the sales team.
  • Preparation of the clients' KYC and updating the same on an ongoing basis.
  • Structuring credit facilities for corporate clients, reviewing and analyzing clients’ portfolios.
  • Pipeline management on a monthly basis, compiling credit proposals and renewals, monitoring the performance of accounts within the portfolio, and the management, and development of the existing portfolio.
  • Identify and minimize credit risk, prepare thorough financial analysis, credit proposals / regular credit reviews in accordance with Bank’s guidelines and policies.
  • Achieve revenue target, loan volume, funding volume, and other appointed fee income.
  • Ensure compliance with risk management and relevant banking procedures.
  • Manage credit risk through the economic cycles to avoid unexpected losses and keep the profitability of the credits.

Qualifications:

  • University degree in Banking, Business Administration, Accounting, Economics or other relevant qualifications.
  • 7+ years of client relationship experience in corporate lending area.
  • Have sound credit and financials analytical skills, in depth knowledge of loan, treasury and other cross functional products. Strong business acumen and a well-established network of business contacts will be an advantage.
  • Be fluent in English and Lithuanian. Other languages will be considered an advantage.
  • Excellent communication and interpersonal skills.
  • Ability to analyze and research information and explain complex information clearly and simply.
  • Ability to manage multiple projects and clients.
  • Thorough understanding of credit and Commercial/Corporate Accounts/SME.
  • Understanding and interest in financial / banking products and markets.

We will ensure that the exact salary offered for you will be based on your qualifications, competencies, professional experience, and requirements for the corresponding job function. (Salary range from gross 3500 to 4500 EUR/monthly)


Data Protection Notice:
https://em.bank/wp-content/uploads/2021/05/Privacy-Policy-v3-2021.pdf

Your application and your CV including your personal data will be considered as your permission to manage your personal data what we will perform only for recruitment purposes with the confidentiality.

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